Alfred Smith CPCU Claims Services

I’m Alfred Smith — a CPCU-credentialed large loss adjuster with 25+ years handling major property claims, including 20+ years on the carrier side. I know exactly how insurance companies build, defend, and minimize claims — because I was the one doing it.

Now I use that same expertise for homeowners.

Why it matters:
Insurance companies employ teams of adjusters, engineers, and estimators whose job is to settle your claim for as little as possible. Most homeowners have never read their policy in full, let alone negotiated a six- or seven-figure loss. That imbalance costs people money — often the difference between a claim that barely covers repairs and one that makes them whole.

What I bring:

• Credentials that matter: CPCU, AIC, AIM, ARM, and Haag Certified Inspector — the same designations carriers use to train their own top adjusters
• Carrier-side insight: I’ve seen how claims get evaluated from the inside, so I know where settlements get lowballed and how to push back
• Large loss specialization: Fires, storms, and major structural damage — the claims where the stakes, and the stakes for errors, are highest
• Licensed nationwide: Able to represent policyholders across all MA, RI, CT and NH

How it works:
I review your policy, document the full scope of damage, build the claim the way carriers build theirs, and negotiate on your behalf — so you can focus on rebuilding your life, not fighting your insurer.

You already pay for this protection. Let’s make sure you get everything it owes you.